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Ten principles for a Black Swan proof world

If you're new here, you may want to subscribe to our email newsletter or our RSS feed. Thanks for visiting!  No, not that Black Swan – this Black Swan. Ten principles from the man who saw the banking crisis coming. What is fragile should break early while it is still small. No socialisation of...

How to improve your credit rating

If you have had problems with your cash flow and perhaps fallen behind in some payments, it may be a good idea to learn about your credit rating. The principal credit rating agency in Ireland is the Irish Credit Bureau (ICB). The ICB holds all the details of loans you have made with various lending...

Dealing with a mortgage in arrears

The latest figures from the Central Bank of Ireland (28 February 2011) show a 5.7% of Mortgage Accounts in Arrears for more than 90 days. If you are one of the unfortunates with this problem – the PDFs below will provide some information and advice on dealing with your problem mortgage. Mortgage...

Ripped off by the bank? Get your Payment Protection Insurance money back…

Payment Protection Insurance or PPI, which repays some or all of your loan if you cannot work because you fall ill or lose your job, can add as much as 16 per cent to the cost of a loan.  Adding the PPI on a five-year personal loan of €15,000 could cost you as much as €3,000! About half of those who...

Have you been served with a writ claiming repossession of your home?

If you are a homeowner coming before the Courts and possibly risk having your home repossessed and you have no legal representation, it is time to take some action. There is a new advocacy group working around the clock on a voluntary basis to help represent people like you. New Beginning is calling for...

Avoiding Christmas Debt This Year

Christmas is a time of year we all love to enjoy. We all have our own traditions, but the vast majority of us will be indulging on fine foods, seasonal drinks and having a merry time with family and friends.  Unfortunately, the cost of Christmas can soon add up and can leave some of us searching down...

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