Recommended: Jill Kerby personal finance expert…

If you're new here, you may want to subscribe to our email newsletter or our RSS feed. Thanks for visiting!Jill Kerby is one of Ireland’s best known personal finance journalists. She writes weekly columns for The Sunday Times and has a weekly syndicated column, “MoneyTimes” in nine regional...

Small business owner? Refused a loan by your bank?

If you own a small business and trying to get a loan from your bank without success, there is one more thing you can try. In the December 2009 budget, the Minister for Finance introduced a simple review process for small businesses and farmers that have been refused a loan from their bank. The Credit Review...

Living together, kids and money – how much do you know?

Living together, but not married? You just got some new rights. The Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010 provides for a redress system for financially dependent cohabiting partners in both same sex and opposite-sex relationships – who are not married or in a civil...

How to improve your credit rating

If you have had problems with your cash flow and perhaps fallen behind in some payments, it may be a good idea to learn about your credit rating. The principal credit rating agency in Ireland is the Irish Credit Bureau (ICB). The ICB holds all the details of loans you have made with various lending...

Consumers at risk when a trader goes out of business

There are quite a few businesses going bust in Ireland these days. The National Consumer Agency has just gathered together some tips on how consumers can protect themselves from insolvencies, liquidations and receiverships. If your card provider offers a chargeback facility, pay by credit card or by debit...

Dealing with a mortgage in arrears

The latest figures from the Central Bank of Ireland (28 February 2011) show a 5.7% of Mortgage Accounts in Arrears for more than 90 days. If you are one of the unfortunates with this problem – the PDFs below will provide some information and advice on dealing with your problem mortgage. Mortgage...