Surviving the recession with the Irish Independent
Posted in Personal Finance, Recession
The recession has been in the news recently and I suppose it is not surprising to find that the Irish Independent has added a new section called "Surviving the Recession" in it's personal finance pages.
The best news of all though is that all that great information is available online for nothing 
Recent article topics included recession money saving tips, grocery shopping and phone bill savings. All great for the thrifty reader…
Link: http://www.independent.ie/business/personal-finance/surviving-the-recession/
On the spending side don’t wait until they call it a depression, act as if you are in one already and move into a full belt tightening mode. I say cut all luxury and “wants” spending leaving only the true “needs” on the list. Make a mental switch to move away from the wasteful mentality that sucked us all in, and move into the “re-use, re-cycle, conserve, repair” mentality.
The single most important tool to help with all this is the good old budget, if you did not get into budgeting by now, now is the time. Find a good online budgeting site like the Out-Of-The-Dark (OOTD) which is free and anonymous to use too ( http://www.myexp.org/OOTD_gate.php ) and start taking control of your spending without delay.
Good luck